Want a taste of the big apple? Party in the city of angels? Or take a gamble in sin city? Zoom's USA travel insurance will cover you for
unexpected holiday hurdles. Cover includes medical expenses should you fall sick or become injured in America, as well as cover for trip cancellation, lost luggage, family emergencies & more! What are you waiting for? Zoom to it!
Medical fees in the states can be extortionate! Relax knowing that your hospital expenses are covered with Zoom's unlimited medical coverage. Zoom to top notch cover!
Setbacks on your sojourn are never much fun. Cover your USA travel disruptions in a flash with Zoom travel cover. We keep things zippy!
Family holiday to Florida? Make sure all dependants (Including those under 19) are included so your whole family is covered!
Planning on driving route 66? If you're hiring a sweet set of wheels in the land of stars and stripes then our rental vehicle excess add-on is a must.
We've done away with lengthy forms and have kept our claims process simple. We guarantee to assess fully documented claims in a flash.
Zoom to Zen. You can sit back and relax on your holiday knowing that you’re covered by award winning travel insurance.
Got some curly questions in regards to your USA travel insurance cover?
Be in the the know before you go with answers to the most common queries below.
Yes, all our policies provide unlimited cover for overseas medical costs. Zoom provides cover for your overseas medical expenses including hospital stays, surgery, doctor visits, emergency evacuation and repatriation home if required. We can provide written guarantees of payment of reasonable expenses directly with your hospital in emergency situations. Phew!
Have complete peace of mind on your USA holiday. Zoom provides immediate support through our emergency assistance provider, First Assistance. Help is just a phone call away any time of day 365 days a year. This includes access to medical advisors, medical transfers and emergency evacuation if required. We also assist with passing on messages to family and returning unsupervised dependants back to Australia.
When it comes to alcohol we advise you to drink in moderation. One too many Long Isand Ice Teas or Manhattens could see you jeopardizing your cover. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.
From paragliding off a volcano to rapelling down a waterfall, America is a haven for extreme outdoor activities. We automatically cover a wide range of adventure sports, but if you're hankering for heart pumping adventure, check out our Adventure Pack to see whether your chosen activities are covered.
If you have an expensive item that you just can’t leave behind you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan.
Yes, you’re covered for muggings provided of course, you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket, you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.
No, not automatically. You must purchase our cruise pack in order to be covered for any medical treatment you receive on board and for helicopter evacuation should you require emergency medical assistance.
You must be under the age of 85 to buy a policy with Zoom. Those under 79 years can purchase a policy for a maximum trip duration of 365 days. Those aged between 80-85 years can purchase a policy for a maximum trip duration of 184 days only. You must also be under the age of 69 to purchase our add-on ski or adventure packs.
Yes you can reduce the standard excess of $200 by paying a excess reduction fee within the payment process.
This means your dependant children or grandchildren under the age of 19 at the date of policy issue who are travelling with you.
COMPARE PLANS(Benefits are per adult) |
Medical Only | Standard | Comprehensive |
---|---|---|---|
Emergency | included | included | included |
24/7 Emergency Assistance Service | included | included | included |
24 Hour emergency medical assistance services, access to trained medical advisers, medical evacuation, hospital expense guarantees, ambulance fees, messages to family, and funeral arrangements. | |||
Medical | unlimited | unlimited | unlimited |
Overseas Emergency Medical & Hospital ExpensesSO | unlimited | unlimited | unlimited |
Provides cover for unexpected overseas medical and hospital expenses incurred if you are injured or become sick overseas. | |||
Dental ExpensesO | $1,000 | $1,000 | $1,000 |
Cover for unexpected dental treatment required overseas for the relief of sudden and acute pain to sound and natural teeth. | |||
Repatriation Of RemainsO | $25,000 | $25,000 | $25,000 |
Cover for a funeral or cremation overseas, or repatriation of your remains back to Australia. | |||
Hospital Cash AllowanceSO | $2,500 | $5,000 | |
An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas. | |||
Permanent DisabilityO | $25,000 | ||
A lump sum benefit if you suffer a total permanent disability as result of an accidental injury during your trip (no excess applies). | |||
Loss of IncomeSO | $10,400 | ||
Weekly payment you received if you become disabled within 30 days of an injury you sustained during your journey, and you are unable to work in your usual occupation for more than 30 days after returning to Australia. (no excess applies) | |||
Luggage & Personal Items | $5,000 | $10,000 | |
Travel Documents & Transaction CardsO | $2,000 | $5,000 | |
Reimburses you for the cost of lost or stolen travel documents including passports and credit cards. This includes costs incurred due to fraudulent activity on your credit card not already covered by the financial institution. | |||
Luggage & Personal EffectsAS | $5,000 | $10,000 | |
Cover for your own personal effects that are lost, stolen or accidentally damaged during your journey. This includes items such as cameras, laptops, tablets and mobile phones. | |||
Theft of CashPO | $250 | ||
Reimburses you for cash, bank notes, currency notes, or money orders stolen whilst on your person during your journey. | |||
Luggage & Personal Effects Delay ExpensesASO | $500 | ||
Cover to purchase essential clothing and personal items if your luggage and personal effects have been delayed, misdirected or misplaced by your carrier for more than 12 hours.<br/> <br/> $250 if your luggage is delayed for less than 7 days. $500 if your luggage is delayed for more than a week. (no excess applies)<br/> | |||
Cancellation & Delay | chosen limit | chosen limit | |
Pre-Departure Cancellation Fees & Lost DepositsPS | chosen limit | chosen limit | |
Cover for cancellation fees and lost deposits for pre-paid travel arrangements if you cannot travel due to unexpected events which are outside your control, such as sickness, injuries, strikes and natural disasters. | |||
Pre-Departure Amendments to JourneyA | $2,000 | ||
Cover for additional travel expenses that you incur and cannot recover when you need to amend your journey due to illness or injury, hospitalisation of a relative, or your scheduled or connecting transport is cancelled or delayed due to weather, strikes, riots, or a natural disaster. | |||
On-trip Disruption | chosen limit | chosen limit | |
On-trip Cancellation Fees & Lost DepositsPS | chosen limit | chosen limit | |
Cover for your pre-paid travel arrangements if your trip is cancelled or cut short due to one of the unexpected events covered by the policy, such as illness, accidents and extreme weather. | |||
Additional Accommodation & Travel Expenses — Family Emergency — Emergency Companion CoverAS |
$10,000 | $25,000 | |
Reimburses you for your additional accommodation and travel expenses if your trip is disrupted by an event covered by the policy. For example, injury or illness, lost passport, or your scheduled or connecting transport is cancelled or delayed due to extreme weather, strikes, riots, or a natural disaster.<br> <br> There is no provision to claim Family Emergency for relatives living outside of Australia or relatives aged 85 or over. (no excess applies) | |||
Travel Delay ExpensesS | $2,000 | ||
Cover for reasonable meal and accommodation expenses if your journey is disrupted for more than 6 hours due to circumstances beyond your control. (no excess applies) | |||
Special Event Transport ExpensesO | $2,000 | ||
Reimburses you for additional travel expenses to reach a special event (wedding, funeral, prepaid conference, concert, music festival, sporting event, or a tour lasting more than two consecutive nights) on time. | |||
Other | $2,500,000 | $2,500,000 | $5 million |
Personal LiabilityP | $2,500,000 | $2,500,000 | $5 million |
Protection for you being legally liable for unintentionally injuring other people or causing damage to their property, including legal defence costs (with our prior consent). |
Medical Only
Show BenefitsStandard
Show BenefitsComprehensive
Show BenefitsBenefits shown are a summary of cover only. Sub-limits may apply. Please read the Product Disclosure Statement (PDS) for full terms, conditions, limits, excess payable and exclusions; and consider the Target Market Determination to determine whether our travel insurance is right for you.
The USA is a stunning patchwork of diversity and travellers really are spoilt for choice in the land of Uncle Sam. Across 50 states, you’ll find fascinating history and culture, unforgettable food, shopping to die for, first-class ski fields, beaches for days, jaw-dropping natural scenery, and many unforgettable people. What are you waiting for? Zoom to the USA!
No matter which kind of stars and stripes experience you're planning, Zoom can cover your trip with a range of plans. You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.