Whether you're swimming with dolphins in Kaikora or sailing around the Bay of Islands, our New Zealand travel insurance
policy will cover your Kiwi holiday for trip cancellation, lost luggage, family emergencies, rental vehicle excess & more!
What are you waiting for? Zoom to it!
COMPARE PLANS(Benefits are per adult) |
Medical Only | Standard | Comprehensive MOST POPULAR |
---|---|---|---|
MEDICAL | Unlimited | Unlimited | Unlimited |
24/7 Emergency Assistance Services | Unlimited | Unlimited | Unlimited |
24 Hour emergency medical assistance services, access to trained medical advisers, medical evacuation, hospital expense guarantees, ambulance fees, messages to family, and funeral arrangements. | |||
Overseas Emergency Medical & Hospital Expenses^ | Unlimited | Unlimited | Unlimited |
Overseas medical treatment if you are injured or become sick overseas, including hospital stays, surgery, prescription drugs, and doctor visits. | |||
Includes Dental Expenses (per person) | $500 | $500 | $500 |
Cover for emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth. | |||
Additional Expenses | - | $10,000 | $50,000 |
Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas) | |||
Includes Family Emergency | - | Yes | Yes |
Cover for additional travel expenses such as your return flight to Australia if a relative of either you, or travelling companion requires hospitalisation or dies unexpectedly. (no excess applies) | |||
Includes Resumption of Journey | - | $3,000 | $3,000 |
Reimbursement for the cost of airfares for you to return to the place where your journey was interrupted in the event of a relatives death or hospitalisation, following serious injury or illness. (no excess applies) | |||
Includes Emergency Companion Cover | - | Yes | Yes |
Additional accommodation and travel expenses you incur to remain with your travelling companion. (no excess applies) | |||
Hospital Cash Allowance^^ | - | $2,500 | $5,000 |
An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas. | |||
Accidental Death | - | - | $25,000 |
A benefit payable if you die because of, and within 12 months, of an accidental bodily injury sustained during your journey. (no excess applies) | |||
Permanent Disability^^ | - | - | $25,000 |
A lump sum benefit if you suffer a total permanent disability as result of an accidental injury during your trip. (no excess applies) | |||
Loss of Income^^ | - | - | $10,400 |
Weekly benefit payable if you become disabled within 30 days of an injury you sustained during your journey, and you are unable to work more than 30 days after returning to Australia. (no excess applies) | |||
CANCELLATION | - | $25,000 | Unlimited |
Cancellation Fees & Lost Deposits | - | $25,000 | Unlimited |
Cover for cancellation fees and prepaid travel expenses that you cannot recover when your trip is cancelled or cut short due to unexpected events such as illness, injuries, accidents, strikes and natural disasters. | |||
Alternative Transport Expenses | - | - | $5,000 |
Reasonable travel expenses incurred to reach special events such as weddings, funerals, conferences and sporting events on time following transport delays beyond your control. (no excess applies) | |||
Travel Delay Expenses | - | - | $2,000 |
Cover for reasonable meal and accommodation expenses if your journey is disrupted for more than 6 hours due to circumstances beyond your control. (no excess applies) | |||
LUGGAGE | - | $7,500 | $7,500 |
Luggage & Personal Effects | - | $7,500 | $7,500 |
Repair or replacement cost of any personal effects that are lost, stolen or accidentally damaged during your journey. This includes items such as cameras, laptops, tablets and mobile phones. | |||
Luggage & Personal Effects Delay Expenses^^ | - | - | $250 |
Cover to purchase essential personal items following your luggage and personal effects being delayed, misdirected or misplaced by your carrier for more than 12 hours. (no excess applies) | |||
Travel Documents & Transaction Cards^^ | - | $2,000 | $5,000 |
Replacement cost of lost or stolen travel documents including passports and credit cards. This includes costs incurred due to fraudulent activity on your credit card not already covered by the financial institution. | |||
Theft of Cash^^ | - | - | $250 |
Cover for cash, bank notes, currency notes, postal orders or money orders stolen from you during your journey. | |||
PERSONAL LIABILITY | $2,500,000 | $2,500,000 | $5,000,000 |
Personal Liability | $2,500,000 | $2,500,000 | $5,000,000 |
Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you. |
Medical Only
Show BenefitsNote: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to the section titled Cover Benefits In Detail of this PDS for more information.
Standard
Show BenefitsNote: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to the section titled Cover Benefits In Detail of this PDS for more information.
Comprehensive
Show BenefitsNote: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to the section titled Cover Benefits In Detail of this PDS for more information.
Note: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to PDS for more information.
Flights from the Australia's east coast are as little as three to five hours to most of New Zealand's major cities. As Australian travellers don't need a visa to travel, there's no reason you can't be hitting up the slopes, heading to Hobbiton, or experiencing some of New Zealand's incredible cultural and environmental treasures soon.
No matter which kind of New Zealand holiday you're planning, Zoom's customisable policies have got your back. Budget and backpacking travellers may prefer Medical Only cover, or you can choose a Comprehensive Travel Insurance to protect you in the event of travel delays and cancellations. Skiing, hiring a car, or trying some adventure activities - we've got add ons for those too!
Compare our travel insurance plans now.
Hiring a car for your Kiwi adventure? Our rental vehicle excess add-on covers you for dings, dents and theft. Yeah Bro!
Don't let delays to your destination get you down in the dumps! Cover your Kiwi travel disruptions in a flash...We keep things zippy!
Packed your camera, skis or hiking gear? Take off without a worry as all your gadgets are protected with Zooms high level luggage cover.
Water rafting in Waitomo, or Bungeeing in Queenstown? Zoom to great cover with our adventure pack.
Pay less in the event of a claim by reducing your standard excess for a small upfront fee during the quote process. Too easy!
Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.
Who wants pages of paperwork! Our claims process is easy and we promise to assess fully documented claims in a flash.
Zoom to Zen. You can sit back and relax on your holiday knowing that you’re covered by award winning travel insurance.
Yes, although New Zealand and Australia share reciprocal healthcare agreements without travel insurance you would not be covered for any additional accommodation costs, luggage protection, flights for family members or medical repatriation back to Australia.
If you regularly hire a car on holiday then our rental vehicle excess add-on is a must for your next trip. Rent a car without stressing about the costs should you have a ding in your hire car, as we'll reimburse you for any liable costs.
Those over 85 years are unable to purchase a policy with Zoom. Those under 79 years can purchase a policy for a maximum trip duration of 365 days. Those aged between 80-85 years can purchase a policy for a maximum trip duration of 184 days only.
No, not automatically. You must purchase our cruise pack in order to be covered for any medical treatment you receive on board and for helicopter evacuation should you need to get to the nearest hospital.
Whether you're shoop shooping down the black runs in Queenstown or shuffling down the bunny runs in Wanaka you must buy our snow pack cover to cover you for any snow sport activities. Snow pack provides cover for overseas emergency medical and hospital expenses, cover for piste closure, bad weather, avalanche and more.
Keen to jump the Kawarau brige or nervous for Nevis? Get bouncy as Zoom policies cover bungee jumping or canyon swinging automatically. Refer to our adventure activities page for more information.
Got a head for heights? In order to be covered for skydiving with Zoom you need to purchase our adventure pack, and be in tandem with a licensed instructor. No jumping out of planes on your own now!
Say hello flipper! Whether you're swimming with dolphins or shark cage diving, Zoom policies automatically cover you with no additional premium required.
Aye Aye captain! Zoom covers you to sail up to 10 nautical miles off any land mass for no additional cost. Or from 11 to 15 nautical miles off any land mass with the purchase of our adventure pack. There is no cover for racing.
If you have an expensive item that you just can’t leave behind you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan.
If you miss a flight due to bad weather, a natural disaster, strike, riot, hijacking or civil commotion, relax as you're travel insurance will come to the rescue. However if you miss a flight due to another airlines late departure, or typical travel delays caused by an airline, it usually falls on your transport operator to get you booked onto another flight.
A dependant means your children or grandchildren not in full time employment who are under the age of 19 and travelling with you on the journey.
Frequently asked questions on getting affordable student travel insurance. Customise your policy to get everything you need and don't pay for extras you don't.
Whether you're riding elephants in Chang Mai, learning to dive in Koh Tao or boogying in Bangkok, travelling on holiday to Thailand should be terrific not tiresome.
If hiking through emerald forests, swimming in pristine water under year-round sun, or sharing in a rich multi-ethnic culture interests you, then look no further than the Philippines.