10% off travel insurance! See T&Cs.
Next stop, Nepal!
- ALL
TRAVEL ALERT: View the latest travel information that may affect your trip. See travel alerts
- BAL
TRAVEL ALERT: View travel updates on Bali Earthquake and My Agung Volcano
- USA
TRAVEL ALERT: Learn more about Kilauea Eruption, Hawaii, USA
- HKG
TRAVEL ALERT: Learn more about Hong Kong Protests and Closures
- CHN
TRAVEL ALERT: Learn more about Coronavirus Outbreak China
- JAP
TRAVEL ALERT: Learn more about Typhoon Faxai Japan
- CHL
TRAVEL ALERT: Protests and Rioting, Chile Chile Protests and Rioting
- ASM
TRAVEL ALERT: Measles Outbreak, American Samoa Measles Outbreak, Pacific
- WSM
TRAVEL ALERT: Measles Outbreak, Samoa Measles Outbreak, Pacific
- PC
TRAVEL ALERT: Measles Outbreak, Pacific Measles Outbreak, Pacific
- TON
TRAVEL ALERT: Measles Outbreak, Tonga Measles Outbreak, Pacific
- FJI
TRAVEL ALERT: Measles Outbreak, Fiji Measles Outbreak, Pacific
TRAVEL INSURANCE FOR NEPAL
From monsoonal jungles to snow-covered peaks, Nepal is a country of breathtaking natural landscapes and diverse and distinctive cultures. Scroll on down for our handy guide on visas, getting around and the must-see spots in this awe-inspiring destination.
Zoom's Nepal travel insurance has you covered for any unexpected holiday hurdles. Cover includes medical expenses should you fall sick or become injured, as well as cover for trip cancellation, lost luggage, family emergencies and more.
Important Note: Our policies do not cover for trekking or hiking over 3,000 metres.
WHY BUY WITH ZOOM
medical cover
Relax knowing that your hospital expenses are covered with Zoom's unlimited medical coverage. Zoom to top notch cover!
Travel delays
Setbacks on your sojourn are never much fun. Cover your Nepal travel disruptions in a flash with Zoom travel cover. We keep things zippy!
LUGGAGE COVER
Your stuff is precious and we get that. Take off on your Himalayan adventure knowing your luggage is protected with Zoom.
Family emergencies
Had to rush home or cancel your trip due to a family emergency? We'll cover your non-refundable deposits so you can focus on the rest.
kids go free
Family holiday to Nepal? Save your rupees with all dependants under 19 included under your policy at no additional cost.
rental car excess
Planning a self-driving holiday in Nepal? Our rental vehicle excess add-on is a must for roadtripping travellers.
easy claims
We've done away with lengthy forms and have kept our claims process simple. We guarantee to assess fully documented claims in a flash.
Peace Of Mind
Zoom to Zen. You can sit back and relax on your holiday knowing that you’re covered by award winning travel insurance.
NEPAL QUICK GUIDE
Locked between Tibet and India, Nepal lays claim to eight of the world's ten highest peaks. While often imaged as a nation of snowcapped mountains, much of the country is low-lying and even subtropical, so there is no 'one way' to experience this must-see destination.
Go on, zoom to Nepal and find out for yourself!
No matter which kind of Nepali experience you're planning, Zoom can cover your trip with a range of plans. You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.
VISAS FOR NEPAL
Australians and Kiwis require visas to enter and exit Nepal. A single-entry visa is valid for 15, 30 or 90 days and costs $25, $40 or $100USD respectively. These can be purchased at Kathmandu's Tibhuvan Airport in major currencies, or at land borders in US dollars only. You may apply to Nepal's Department of Immigration for a maximum 150-day tourist visa.
These rules can change quickly. Contact your nearest Nepalese Embassy or Consulate before you travel for the most up to date information.
Swayambhunath Stupa, sometimes known as the Monkey Temple to foreigners, is a Buddhist temple in Kathmandu Valley. It is one of the most sacred pilgrimage sites to Buddhism.
Chitwan National Park is a World Heritage-listed site in south-central Nepal, home to 68 species of mammal, including the Bengal Tiger and One-Horned Rhinoceros, and over 500 species of birds.
These rules can change quickly. Contact your nearest Nepalese Embassy or Consulate before you travel for the most up to date information.
ON ARRIVAL
The sole international airport is Kathmandu's Tibhuvan Airport. A pre-paid taxi service is available to the right of the arrival gates to get you the 5.6km into the city. There are two currency exchanges in the arrival lounge - be sure to keep your receipts, which must be produced to exchange back if you have left over money.
GETTING AROUND
Getting around can be tricky in Nepal - while the distances are shorter than other countries, the roads are very poor, and buses can take three to four times longer than you may have experienced elsewhere. Tourist buses and express buses are generally more comfortable and are in better condition, making for a safer ride, while local buses are cheap, cramped and sometimes dangerous.
Domestic flights are popular with tourists trekking to base camp, with a flight around $100 saving a day on a bus. Be aware that delays and cancellations are common for weather or operational reasons, and the safety record is poor thanks to low government regulation.
Rental cars tend to come with a local driver. This is good for the company, as their driver protects their vehicle, but it's also good for you - the combination of bad roads and unique road etiquette make local knowledge of immense value. Self-driving holidays are possible, but not recommended.
Domestic flights are popular with tourists trekking to base camp, with a flight around $100 saving a day on a bus. Be aware that delays and cancellations are common for weather or operational reasons, and the safety record is poor thanks to low government regulation.
Rental cars tend to come with a local driver. This is good for the company, as their driver protects their vehicle, but it's also good for you - the combination of bad roads and unique road etiquette make local knowledge of immense value. Self-driving holidays are possible, but not recommended.
BEST TIME TO VISIT
There is no bad time to go to Nepal, thanks to its friendly locals, picturesque scenery and numerous Hindu and Buddhist festivals. The high season is around September through to November, with good weather and two of the biggest Hindu festivals, Dashain and Tihaar. December to February is very cool and clear - ideal for treks at low elevations. March through May is spring, when bright rhododendrons - the national flower - adorn the countryside. June to August is monsoon season, which means there are no tourists to compete with, but rain almost every day.
WHERE TO GO
Swayambhunath Stupa, sometimes known as the Monkey Temple to foreigners, is a Buddhist temple in Kathmandu Valley. It is one of the most sacred pilgrimage sites to Buddhism.
Chitwan National Park is a World Heritage-listed site in south-central Nepal, home to 68 species of mammal, including the Bengal Tiger and One-Horned Rhinoceros, and over 500 species of birds.
MUST KNOW TIPS
The greeting, namaste, isn't casual - it translates roughly as 'I bow to the spirit within you", not 'hey, how you doing girl?'. Being respectful is the key. Likewise, remember to take your shoes off if invited into a home, and avoid 'polluting' food by not letting utensils which have touched your mouth make contact with shared food.
If you eat with your hands, be sure to use the right one only - the left hand is conventionally used for cleaning after going to the bathroom! It is good manners to give and receive things - especially food - with the right hand.
Nepal is a conservative country with respect to dress, so men and women should keep their shoulders covered, and trousers or skirts to at least mid-calf are expected, otherwise you may be seen as disrespectful or sexualised.
If you eat with your hands, be sure to use the right one only - the left hand is conventionally used for cleaning after going to the bathroom! It is good manners to give and receive things - especially food - with the right hand.
Nepal is a conservative country with respect to dress, so men and women should keep their shoulders covered, and trousers or skirts to at least mid-calf are expected, otherwise you may be seen as disrespectful or sexualised.
CLIMBING EVEREST
While once the stuff of legend, 35,000 people visit Everest Base Camp every year. It's a 12-14 day round trip from Kathmandu, which gives your body the time to acclimatise to the high altitude and low oxygen. While you are able to make this trek without assistance, it is strongly recommended that you hire a reputable touring company or guide to prevent mishaps.
Three recent Aussie fatalities in Nepal have raised concern regarding travel safety. We urge those partaking in high-risk activities to take caution and ensure they are adequately covered in the event of an emergency. Many travellers fail to realise that exclusions can apply to various altitude limits. Some policies will impose altitude limits or restrict coverage to destinations such as Nepal and the USA, as well, the vast majority of insurers do not cover climbing expeditions that require the use of ropes or climbing equipment.
At Zoom trekkers who purchase our adventure pack are covered to climb to altitudes of 3,000 metres only, provided specialist climbing equipment is not required. Before you purhcase our cover, ensure your climb does not excedd our altitude limit. Most climbs do carry some element of risk so it’s essential to ensure you’re sufficiently covered should you require medical attention.
Trekking can be a marvellous way to conquer physical and mental heights. However, seeking new altitudes can pose its pitfalls. Here are a few tips on how to avoid them.
Invest in good quality hiking boots: Twisted ankles are among the most common trekking and climbing injuries. Make sure your hiking boots provide good ankle support and keep a close eye on your step when crossing uneven terrain.
Acclimatise slowly: Altitude sickness can seriously derail your once-in-a-lifetime experience. Do your research before you go and take all necessary precautions as you familiarise yourself with your surroundings.
Know your skill level: Only experienced trekkers should try to tackle steep mountain routes alone. Know your ability and stay within that range to ensure a safe and rewarding climb. If you’re struggling don’t be afraid to speak up and seek help.
Stay with the group and heed warnings: If you’re travelling with a group, don’t be tempted to wander off. Always heed local weather warnings and stay attentive and alert.
Three recent Aussie fatalities in Nepal have raised concern regarding travel safety. We urge those partaking in high-risk activities to take caution and ensure they are adequately covered in the event of an emergency. Many travellers fail to realise that exclusions can apply to various altitude limits. Some policies will impose altitude limits or restrict coverage to destinations such as Nepal and the USA, as well, the vast majority of insurers do not cover climbing expeditions that require the use of ropes or climbing equipment.
At Zoom trekkers who purchase our adventure pack are covered to climb to altitudes of 3,000 metres only, provided specialist climbing equipment is not required. Before you purhcase our cover, ensure your climb does not excedd our altitude limit. Most climbs do carry some element of risk so it’s essential to ensure you’re sufficiently covered should you require medical attention.
Trekking can be a marvellous way to conquer physical and mental heights. However, seeking new altitudes can pose its pitfalls. Here are a few tips on how to avoid them.
Invest in good quality hiking boots: Twisted ankles are among the most common trekking and climbing injuries. Make sure your hiking boots provide good ankle support and keep a close eye on your step when crossing uneven terrain.
Acclimatise slowly: Altitude sickness can seriously derail your once-in-a-lifetime experience. Do your research before you go and take all necessary precautions as you familiarise yourself with your surroundings.
Know your skill level: Only experienced trekkers should try to tackle steep mountain routes alone. Know your ability and stay within that range to ensure a safe and rewarding climb. If you’re struggling don’t be afraid to speak up and seek help.
Stay with the group and heed warnings: If you’re travelling with a group, don’t be tempted to wander off. Always heed local weather warnings and stay attentive and alert.
ZOOMING ELSEWHERE?
Are you planning to zoom somewhere else on your holidays? Whether you're flying to the Philippines or calling on Cambodia, we've got plenty of helpful advice on other popular travel destinations to check out. What are you waiting for? Zoom to it!COMPARE NEPAL TRAVEL INSURANCE
COMPARE PLANS(Benefits are per adult) Expand to see benefits & limits in detail
|
Medical Only | Standard | Comprehensive |
|---|---|---|---|
|
Emergency
|
included | included | included |
| 24/7 Emergency Assistance Service | included | included | included |
| 24 Hour emergency medical assistance services, access to trained medical advisers, medical evacuation, hospital expense guarantees, ambulance fees, messages to family, and funeral arrangements. | |||
|
Medical
|
unlimited | unlimited | unlimited |
| Overseas Emergency Medical & Hospital ExpensesSO | unlimited | unlimited | unlimited |
| Provides cover for unexpected overseas medical and hospital expenses incurred if you are injured or become sick overseas. | |||
| Dental ExpensesO | $1,000 | $1,000 | $1,000 |
| Cover for unexpected dental treatment required overseas for the relief of sudden and acute pain to sound and natural teeth. | |||
| Repatriation Of RemainsO | $25,000 | $25,000 | $25,000 |
| Cover for a funeral or cremation overseas, or repatriation of your remains back to Australia. | |||
| Hospital Cash AllowanceSO | $2,500 | $5,000 | |
| An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas. | |||
| Permanent DisabilityO | $25,000 | ||
| A lump sum benefit if you suffer a total permanent disability as result of an accidental injury during your trip (no excess applies). | |||
| Loss of IncomeSO | $10,400 | ||
| Weekly payment you received if you become disabled within 30 days of an injury you sustained during your journey, and you are unable to work in your usual occupation for more than 30 days after returning to Australia. (no excess applies) | |||
|
Luggage & Personal Items
|
$5,000 | $10,000 | |
| Travel Documents & Transaction CardsO | $2,000 | $5,000 | |
| Reimburses you for the cost of lost or stolen travel documents including passports and credit cards. This includes costs incurred due to fraudulent activity on your credit card not already covered by the financial institution. | |||
| Luggage & Personal EffectsAS | $5,000 | $10,000 | |
| Cover for your own personal effects that are lost, stolen or accidentally damaged during your journey. This includes items such as cameras, laptops, tablets and mobile phones. | |||
| Theft of CashPO | $250 | ||
| Reimburses you for cash, bank notes, currency notes, or money orders stolen whilst on your person during your journey. | |||
| Luggage & Personal Effects Delay ExpensesASO | $500 | ||
| Cover to purchase essential clothing and personal items if your luggage and personal effects have been delayed, misdirected or misplaced by your carrier for more than 12 hours.<br/> <br/> $250 if your luggage is delayed for less than 7 days. $500 if your luggage is delayed for more than a week. (no excess applies)<br/> | |||
|
Cancellation & Delay
|
chosen limit | chosen limit | |
| Pre-Departure Cancellation Fees & Lost DepositsPS | chosen limit | chosen limit | |
| Cover for cancellation fees and lost deposits for pre-paid travel arrangements if you cannot travel due to unexpected events which are outside your control, such as sickness, injuries, strikes and natural disasters. | |||
| Pre-Departure Amendments to JourneyA | $2,000 | ||
| Cover for additional travel expenses that you incur and cannot recover when you need to amend your journey due to illness or injury, hospitalisation of a relative, or your scheduled or connecting transport is cancelled or delayed due to weather, strikes, riots, or a natural disaster. | |||
|
On-trip Disruption
|
chosen limit | chosen limit | |
| On-trip Cancellation Fees & Lost DepositsPS | chosen limit | chosen limit | |
| Cover for your pre-paid travel arrangements if your trip is cancelled or cut short due to one of the unexpected events covered by the policy, such as illness, accidents and extreme weather. | |||
|
Additional Accommodation & Travel Expenses — Family Emergency — Emergency Companion CoverAS |
$10,000 | $25,000 | |
| Reimburses you for your additional accommodation and travel expenses if your trip is disrupted by an event covered by the policy. For example, injury or illness, lost passport, or your scheduled or connecting transport is cancelled or delayed due to extreme weather, strikes, riots, or a natural disaster.<br> <br> There is no provision to claim Family Emergency for relatives living outside of Australia or relatives aged 85 or over. (no excess applies) | |||
| Travel Delay ExpensesS | $2,000 | ||
| Cover for reasonable meal and accommodation expenses if your journey is disrupted for more than 6 hours due to circumstances beyond your control. (no excess applies) | |||
| Special Event Transport ExpensesO | $2,000 | ||
| Reimburses you for additional travel expenses to reach a special event (wedding, funeral, prepaid conference, concert, music festival, sporting event, or a tour lasting more than two consecutive nights) on time. | |||
|
Other
|
$2,500,000 | $2,500,000 | $5 million |
| Personal LiabilityP | $2,500,000 | $2,500,000 | $5 million |
| Protection for you being legally liable for unintentionally injuring other people or causing damage to their property, including legal defence costs (with our prior consent). | |||
Medical Only
Show Benefits-
Emergency included
- 24/7 Emergency Assistance Service included
- 24 Hour emergency medical assistance services, access to trained medical advisers, medical evacuation, hospital expense guarantees, ambulance fees, messages to family, and funeral arrangements.
-
Medical unlimited
- Overseas Emergency Medical & Hospital Expenses unlimited
- Provides cover for unexpected overseas medical and hospital expenses incurred if you are injured or become sick overseas.
- Dental Expenses $1,000
- Cover for unexpected dental treatment required overseas for the relief of sudden and acute pain to sound and natural teeth.
- Repatriation Of Remains $25,000
- Cover for a funeral or cremation overseas, or repatriation of your remains back to Australia.
-
Other $2,500,000
- Personal Liability $2,500,000
- Protection for you being legally liable for unintentionally injuring other people or causing damage to their property, including legal defence costs (with our prior consent).
Standard
Show Benefits-
Emergency included
- 24/7 Emergency Assistance Service included
- 24 Hour emergency medical assistance services, access to trained medical advisers, medical evacuation, hospital expense guarantees, ambulance fees, messages to family, and funeral arrangements.
-
Medical unlimited
- Overseas Emergency Medical & Hospital Expenses unlimited
- Provides cover for unexpected overseas medical and hospital expenses incurred if you are injured or become sick overseas.
- Dental Expenses $1,000
- Cover for unexpected dental treatment required overseas for the relief of sudden and acute pain to sound and natural teeth.
- Hospital Cash Allowance $2,500
- An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas.
- Repatriation Of Remains $25,000
- Cover for a funeral or cremation overseas, or repatriation of your remains back to Australia.
-
Luggage & Personal Items $5,000
- Travel Documents & Transaction Cards $2,000
- Reimburses you for the cost of lost or stolen travel documents including passports and credit cards. This includes costs incurred due to fraudulent activity on your credit card not already covered by the financial institution.
- Luggage & Personal Effects $5,000
- Cover for your own personal effects that are lost, stolen or accidentally damaged during your journey. This includes items such as cameras, laptops, tablets and mobile phones.
-
Cancellation & Delay chosen limit
- Pre-Departure Cancellation Fees & Lost Deposits chosen limit
- Cover for cancellation fees and lost deposits for pre-paid travel arrangements if you cannot travel due to unexpected events which are outside your control, such as sickness, injuries, strikes and natural disasters.
-
On-trip Disruption chosen limit
- On-trip Cancellation Fees & Lost Deposits chosen limit
- Cover for your pre-paid travel arrangements if your trip is cancelled or cut short due to one of the unexpected events covered by the policy, such as illness, accidents and extreme weather.
- Additional Accommodation & Travel Expenses<br/>— Family Emergency<br/>— Emergency Companion Cover $10,000
- Reimburses you for your additional accommodation and travel expenses if your trip is disrupted by an event covered by the policy. For example, injury or illness, lost passport, or your scheduled or connecting transport is cancelled or delayed due to extreme weather, strikes, riots, or a natural disaster.<br> <br> There is no provision to claim Family Emergency for relatives living outside of Australia or relatives aged 85 or over. (no excess applies)
-
Other $2,500,000
- Personal Liability $2,500,000
- Protection for you being legally liable for unintentionally injuring other people or causing damage to their property, including legal defence costs (with our prior consent).
-
Cruise unlimited
- Onboard Medical Expenses unlimited
- Cover for reasonable onboard emergency medical, and other necessary treatment expenses you incur while on a cruise if you become ill or injured.
-
Rental Vehicle Excess chosen limit
- Rental Vehicle Insurance Excess chosen limit
- Covers for the excess payable on your rental vehicle insurance that you have with your car hire company.<br> <br> You can choose your level of cover up to $5,000 or up to $10,000.
Comprehensive
Show Benefits-
Emergency included
- 24/7 Emergency Assistance Service included
- 24 Hour emergency medical assistance services, access to trained medical advisers, medical evacuation, hospital expense guarantees, ambulance fees, messages to family, and funeral arrangements.
-
Medical unlimited
- Overseas Emergency Medical & Hospital Expenses unlimited
- Provides cover for unexpected overseas medical and hospital expenses incurred if you are injured or become sick overseas.
- Dental Expenses $1,000
- Cover for unexpected dental treatment required overseas for the relief of sudden and acute pain to sound and natural teeth.
- Hospital Cash Allowance $5,000
- An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas.
- Repatriation Of Remains $25,000
- Cover for a funeral or cremation overseas, or repatriation of your remains back to Australia.
- Permanent Disability $25,000
- A lump sum benefit if you suffer a total permanent disability as result of an accidental injury during your trip (no excess applies).
- Loss of Income $10,400
- Weekly payment you received if you become disabled within 30 days of an injury you sustained during your journey, and you are unable to work in your usual occupation for more than 30 days after returning to Australia. (no excess applies)
-
Luggage & Personal Items $10,000
- Travel Documents & Transaction Cards $5,000
- Reimburses you for the cost of lost or stolen travel documents including passports and credit cards. This includes costs incurred due to fraudulent activity on your credit card not already covered by the financial institution.
- Theft of Cash $250
- Reimburses you for cash, bank notes, currency notes, or money orders stolen whilst on your person during your journey.
- Luggage & Personal Effects $10,000
- Cover for your own personal effects that are lost, stolen or accidentally damaged during your journey. This includes items such as cameras, laptops, tablets and mobile phones.
- Luggage & Personal Effects Delay Expenses $500
- Cover to purchase essential clothing and personal items if your luggage and personal effects have been delayed, misdirected or misplaced by your carrier for more than 12 hours.<br/> <br/> $250 if your luggage is delayed for less than 7 days. $500 if your luggage is delayed for more than a week. (no excess applies)<br/>
-
Cancellation & Delay chosen limit
- Pre-Departure Cancellation Fees & Lost Deposits chosen limit
- Cover for cancellation fees and lost deposits for pre-paid travel arrangements if you cannot travel due to unexpected events which are outside your control, such as sickness, injuries, strikes and natural disasters.
- Pre-Departure Amendments to Journey $2,000
- Cover for additional travel expenses that you incur and cannot recover when you need to amend your journey due to illness or injury, hospitalisation of a relative, or your scheduled or connecting transport is cancelled or delayed due to weather, strikes, riots, or a natural disaster.
-
On-trip Disruption chosen limit
- On-trip Cancellation Fees & Lost Deposits chosen limit
- Cover for your pre-paid travel arrangements if your trip is cancelled or cut short due to one of the unexpected events covered by the policy, such as illness, accidents and extreme weather.
- Additional Accommodation & Travel Expenses<br/>— Family Emergency<br/>— Emergency Companion Cover $25,000
- Reimburses you for your additional accommodation and travel expenses if your trip is disrupted by an event covered by the policy. For example, injury or illness, lost passport, or your scheduled or connecting transport is cancelled or delayed due to extreme weather, strikes, riots, or a natural disaster.<br> <br> There is no provision to claim Family Emergency for relatives living outside of Australia or relatives aged 85 or over. (no excess applies)
- Travel Delay Expenses $2,000
- Cover for reasonable meal and accommodation expenses if your journey is disrupted for more than 6 hours due to circumstances beyond your control. (no excess applies)
- Special Event Transport Expenses $2,000
- Reimburses you for additional travel expenses to reach a special event (wedding, funeral, prepaid conference, concert, music festival, sporting event, or a tour lasting more than two consecutive nights) on time.
-
Other $5 million
- Personal Liability $5 million
- Protection for you being legally liable for unintentionally injuring other people or causing damage to their property, including legal defence costs (with our prior consent).
-
Cruise unlimited
- Onboard Medical Expenses unlimited
- Cover for reasonable onboard emergency medical, and other necessary treatment expenses you incur while on a cruise if you become ill or injured.
-
Snow unlimited
- Emergency Rescue unlimited
- Medical transfer or evacuation if you injure yourself whilst on the ski slope
- Snow Pack $750
- Cover for the value of any unused ski pass, ski hire or tuition fees following loss or theft of your ski pass or you being unable to ski following accident or illness.
- Resort Closure $1,000
- Cover for the cost of transport to the nearest resort and the cost of additional ski passes if all lift systems are closed as a result of not enough snow, bad weather or power failure in your pre-booked holiday resort.
- Winter Sports Equipment Cover $1,500
- We will reimburse the winter sports equipment hire excess or the cost of repairing the equipment, whichever is lesser, if the winter sports equipment you have hired is damaged or stolen due to an event covered under this policy.
- Winter Sports Equipment Hire $1,000
- Cover for the cost of hiring alternative Snow Skiing Equipment following the loss, theft or or breakage of your equipment, or if your equipment has been misdirected or delayed for more than 24 hours
-
Rental Vehicle Excess chosen limit
- Rental Vehicle Insurance Excess chosen limit
- Covers for the excess payable on your rental vehicle insurance that you have with your car hire company.<br> <br> You can choose your level of cover up to $5,000 or up to $10,000.
-
Bicycle Pack $15,000
- Bicycle Cover $15,000
- Designed specifically for cyclists, we offer cover if your bicycle is lost, stolen or damaged (no cover whilst in use).
Benefits shown are a summary of cover only. Sub-limits may apply. Please read the Product Disclosure Statement (PDS) for full terms, conditions, limits, excess payable and exclusions; and consider the Target Market Determination to determine whether our travel insurance is right for you.
A Limits are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
S Sub-limits apply.
P Limits are per policy regardless of the number of persons the claim relates to.
O There is no cover while travelling in Australia.
NEPAL TRAVEL INSURANCE FAQs
Got some curly questions in regards to your Nepal travel insurance cover?
Be in the the know before you go with answers to the most common queries below.
-
Am I covered medically while holidaying in Nepal?
-
Yes, all our policies cover for unlimited medical coverage. Zoom provides cover for your overseas medical expenses including hospital stays, surgery, doctor visits, emergency evacuation and repatriation home if required. We can provide written guarantees of payment of reasonable expenses directly with your hospital in emergency situations.
Please note that our policy only covers up to 3,000 metres with the purchase of the adventure pack.
-
What happens if I need medical assistance in Nepal?
-
Have complete peace of mind on your Nepalese adventure. Zoom provides immediate support through our emergency assistance provider, First Assistance. Help is just a phone call away any time of day 365 days a year. This includes access to medical advisors, medical transfers and emergency evacuation if required. We also assist with passing on messages to family and returning unsupervised dependants back to Australia.
-
How do alcohol and drugs affect my cover?
-
When it comes to alcohol we advise you to drink in moderation. One raksi too many could see you jeopardizing your cover. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.
-
I have high value items; how much can I insure them for?
-
If you have an expensive item that you just can’t leave behind you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan.
-
Am I covered for pickpocketing in Nepal?
-
Yes, you’re covered for pickpocketing and muggings, provided of course you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket, you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.
-
What age limits apply to Zoom travel insurance policies?
-
You must be under the age of 85 to buy a policy with Zoom. Those under 79 years can purchase a policy for a maximum trip duration of 365 days. Those aged between 80-85 years can purchase a policy for a maximum trip duration of 184 days only. You must also be under the age of 69 to purchase our add-on ski or adventure packs.
-
Can I reduce my excess with Zoom products?
-
Yes you can reduce the standard excess of $200 by paying a excess reduction fee within the payment process.
-
What is a dependant?
-
This means your dependant children or grandchildren under the age of 19 at the date of policy issue who are travelling with you.
