Whether you're sunning it up in Suva or exploring the iconic islands of this extraordinary archipelago, our Fiji travel insurance policy will cover you for any unforeseen holiday hiccups such as trip cancellation, lost luggage, family emergencies and more! What are you waiting for? Zoom to it!
No matter where you are, we're there when you need us most. Our expert emergency assistance is available 24 hours a day, 7 days a week.
Want to explore on two wheels? Understand our cover when it comes licences and engine restrictions before you hit the road.
Your stuff is precious and we get that. Take off on your Fijian forey knowing your luggage is protected with Zoom.
Whether you're diving off Denarau or zip-lining through Fiji's forests, get cover for your fast paced activities with our adventure pack.
We keep things zippy. Our fast quotes and easy buying process will have you covered in no time. Buy direct today to get immediate cover.
We've done away with lengthy forms and have kept our claims process simple. We guarantee to assess fully documented claims in a flash.
Zoom to Zen. You can sit back and relax on your holiday knowing that you’re covered by award winning travel insurance.
Fiji is a favourite island holiday for Aussies. Surrounded by vivid coral reefs, sun-drenched beaches, turquoise lagoons, and the sounds of swaying palm trees, it's not hard to understand how this island paradise has gained it's popularity.
With over three hundred islands to choose from, Fiji is a beautiful destination fit for a canoodling couple seeking isolation
or a family of five seeking fun in the sun.
Whether you're sipping cocktails from coconuts, snorkelling, scuba diving or swimiming with dophins, Zoom travel insurance has a plan suitable to cover your Fijian adventure. Compare Zoom's Travel Insurance plans for your Fiji holiday today.
COMPARE PLANS(Benefits are per adult) |
Medical Only | Standard | Comprehensive MOST POPULAR |
---|---|---|---|
MEDICAL | Unlimited | Unlimited | Unlimited |
24/7 Emergency Assistance Services | Unlimited | Unlimited | Unlimited |
24 Hour emergency medical assistance services, access to trained medical advisers, medical evacuation, hospital expense guarantees, ambulance fees, messages to family, and funeral arrangements. | |||
Overseas Emergency Medical & Hospital Expenses^ | Unlimited | Unlimited | Unlimited |
Overseas medical treatment if you are injured or become sick overseas, including hospital stays, surgery, prescription drugs, and doctor visits. | |||
Includes Dental Expenses (per person) | $500 | $500 | $500 |
Cover for emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth. | |||
Additional Expenses | - | $10,000 | $50,000 |
Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas) | |||
Includes Family Emergency | - | Yes | Yes |
Cover for additional travel expenses such as your return flight to Australia if a relative of either you, or travelling companion requires hospitalisation or dies unexpectedly. (no excess applies) | |||
Includes Resumption of Journey | - | $3,000 | $3,000 |
Reimbursement for the cost of airfares for you to return to the place where your journey was interrupted in the event of a relatives death or hospitalisation, following serious injury or illness. (no excess applies) | |||
Includes Emergency Companion Cover | - | Yes | Yes |
Additional accommodation and travel expenses you incur to remain with your travelling companion. (no excess applies) | |||
Hospital Cash Allowance^^ | - | $2,500 | $5,000 |
An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas. | |||
Accidental Death | - | - | $25,000 |
A benefit payable if you die because of, and within 12 months, of an accidental bodily injury sustained during your journey. (no excess applies) | |||
Permanent Disability^^ | - | - | $25,000 |
A lump sum benefit if you suffer a total permanent disability as result of an accidental injury during your trip. (no excess applies) | |||
Loss of Income^^ | - | - | $10,400 |
Weekly benefit payable if you become disabled within 30 days of an injury you sustained during your journey, and you are unable to work more than 30 days after returning to Australia. (no excess applies) | |||
CANCELLATION | - | $25,000 | Unlimited |
Cancellation Fees & Lost Deposits | - | $25,000 | Unlimited |
Cover for cancellation fees and prepaid travel expenses that you cannot recover when your trip is cancelled or cut short due to unexpected events such as illness, injuries, accidents, strikes and natural disasters. | |||
Alternative Transport Expenses | - | - | $5,000 |
Reasonable travel expenses incurred to reach special events such as weddings, funerals, conferences and sporting events on time following transport delays beyond your control. (no excess applies) | |||
Travel Delay Expenses | - | - | $2,000 |
Cover for reasonable meal and accommodation expenses if your journey is disrupted for more than 6 hours due to circumstances beyond your control. (no excess applies) | |||
LUGGAGE | - | $7,500 | $7,500 |
Luggage & Personal Effects | - | $7,500 | $7,500 |
Repair or replacement cost of any personal effects that are lost, stolen or accidentally damaged during your journey. This includes items such as cameras, laptops, tablets and mobile phones. | |||
Luggage & Personal Effects Delay Expenses^^ | - | - | $250 |
Cover to purchase essential personal items following your luggage and personal effects being delayed, misdirected or misplaced by your carrier for more than 12 hours. (no excess applies) | |||
Travel Documents & Transaction Cards^^ | - | $2,000 | $5,000 |
Replacement cost of lost or stolen travel documents including passports and credit cards. This includes costs incurred due to fraudulent activity on your credit card not already covered by the financial institution. | |||
Theft of Cash^^ | - | - | $250 |
Cover for cash, bank notes, currency notes, postal orders or money orders stolen from you during your journey. | |||
PERSONAL LIABILITY | $2,500,000 | $2,500,000 | $5,000,000 |
Personal Liability | $2,500,000 | $2,500,000 | $5,000,000 |
Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you. |
Medical Only
Show BenefitsNote: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to the section titled Cover Benefits In Detail of this PDS for more information.
Standard
Show BenefitsNote: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to the section titled Cover Benefits In Detail of this PDS for more information.
Comprehensive
Show BenefitsNote: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to the section titled Cover Benefits In Detail of this PDS for more information.
Note: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to PDS for more information.
Are you planning to zoom somewhere else on your holidays? Whether you're holidaying to terrific Thailand or sassy Singapore, we've got plenty of helpful advice on other popular travel destinations to check out. What are you waiting for? Zoom to it!
Yes, in the event that your holiday is directly affected by an unforeseen natural disaster you would be covered for cancellation, travel disruptions, additional accommodation expenses and lost deposits. Depending on the level of policy you purchased. However, in order to be covered you would need to have purchased a policy before news of the natural disaster hits the mainstream media.
If you are in control of a motorcycle or scooter with an engine capacity greater than 125cc, you need to hold a current, valid Australian motorcycle licence. If you are riding a motorcycle or scooter with an engine capacity lower than 125cc, you need to hold a current, valid Australian drivers licence.
You also need to be aware that cover will not be provided to you if you are a passenger on a moped, scooter or motorcycle, and the person in control does not have a valid motorcycle licence for that country.
Please note that it’s compulsory to wear a helmet while riding a motorbike or scooter in many countries. Regardless of local requirements, Zoom advises you to wear a motorcycle helmet whenever you are a rider or passenger on a scooter or motorbike
As Fiji is a tropical country, there are a few diseases you may be at risk of contracting. However, you can rest assured that all our policies cover you for medical benefits if you were to fall ill. This includes access to hospitals, ambulance, doctors and evacuation and even repatriation home if required.
When it comes to alcohol we advise you to drink in moderation. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.
Yes, you’re covered for muggings provided of course, you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket, you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.