Europe is undeniably a continent full of history and culture, so if you're looking to broaden your mind and soak up some tradition, Europe is the place to Zoom to. Travel insurance is a no brainer for any holiday and Zoom's Europe travel insurance has you covered no matter which European countries you're visiting. Cover includes medical expenses should you fall sick or become injured, as well as cover for trip cancellation, lost luggage, family emergencies and more! What are you waiting for? Zoom to it!
Relax knowing that your hospital expenses are covered with Zoom's unlimited medical coverage. Zoom to top notch cover!
Whethers it's a strike or snow storm, setbacks on your sojourn can be a bore. Zoom provides you with cover for extensive flight delays or cancellations.
Be covered from ship to shore while crusing around the Mediterranean, Northern Europe, the Baltic Sea, the British Isles and more with Zoom's cruise pack.
Driving can be brilliant way to explore a landscape and enjoy the sights en route. Zoom's rental vehicle excess add-on is a must for roadtrippers.
We've done away with lengthy forms and have kept our claims process simple. We guarantee to assess fully documented claims in a flash.
Zoom to Zen. You can sit back and relax on your holiday knowing that you're covered by award winning travel insurance.
Got some curly questions in regards to travel insurance for your European holiday?
Be in the the know before you go with answers to the most common queries below.
We prefer you to list all the countries that you are visiting individually, but understand that sometimes you may not have your full itinerary mapped out in advance. With country borders within such close proximity, some travellers prefer a loose itinerary and want spontaneity when they travel, and we don't want to stop that. So just make sure you add Europe to your destination if you think you're likely to pop to a few to extra countires to be sure you're covered.
Whether you're visiting the Mediterranean ports of Italy, France, Spain and Greece, plan to cruise farther north and sail the Norwegian fjords, or cruise along the Danube, you must select our cruise add-on to be covered when on a cruise ship.
Cruise coverage can be added in just one click to your travel insurance policy, which covers any onboard medical treatment, as well as helicopter exacuations if you need emergency medical assistance.
With uncertainty around the refugee situation in Europe and an increase in terrorist threats making headlines, it's understandable that many travellers are asking whether certain European countries are safe to visit. The reality is that there are many safe, beautiful holiday destinations in Europe to enjoy.
Smart Traveller, provides travel advisories and recommendations on travel to Europe by country, so it is recommended that travellers register their trip details and sign up for any updates for their destination. See Travel Smart for general advice for all travellers.
It's important to note that border security has tightened across Europe, so you’ll need to carry your passport when crossing borders.
Check out our Sports and Activities Cover to find out what we cover when it comes to sailing.
Zoom provides immediate support through our emergency assistance provider, First Assistance. Help is just a phone call away any time of day 365 days a year. This includes access to medical advisors, medical transfers, emergency evacuation and translators if required. We also assist with passing on messages to family and returning unsupervised dependants back to Australia.
When it comes to alcohol we advise you to drink in moderation. One too many Ouzo could see you jeopardizing your cover. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.
If you have an expensive item that you just can’t leave behind you can insure it separately. Please note that high value item cover is only available under our comprehensive plan.
Yes, with hundreds of European day tours on offer and iconic must-see sights to tick off, you can take comfort knowing that your pre-paid tour bookings are covered if you had to cancel your trip due unforeseen circumstances outside of your control.
COMPARE PLANS(Benefits are per adult) |
Medical Only | Standard | Comprehensive MOST POPULAR |
---|---|---|---|
MEDICAL | Unlimited | Unlimited | Unlimited |
24/7 Emergency Assistance Services | Unlimited | Unlimited | Unlimited |
24 Hour emergency medical assistance services, access to trained medical advisers, medical evacuation, hospital expense guarantees, ambulance fees, messages to family, and funeral arrangements. | |||
Overseas Emergency Medical & Hospital Expenses^ | Unlimited | Unlimited | Unlimited |
Overseas medical treatment if you are injured or become sick overseas, including hospital stays, surgery, prescription drugs, and doctor visits. | |||
Includes Dental Expenses (per person) | $500 | $500 | $500 |
Cover for emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth. | |||
Additional Expenses | - | $10,000 | $50,000 |
Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas) | |||
Includes Family Emergency | - | Yes | Yes |
Cover for additional travel expenses such as your return flight to Australia if a relative of either you, or travelling companion requires hospitalisation or dies unexpectedly. (no excess applies) | |||
Includes Resumption of Journey | - | $3,000 | $3,000 |
Reimbursement for the cost of airfares for you to return to the place where your journey was interrupted in the event of a relatives death or hospitalisation, following serious injury or illness. (no excess applies) | |||
Includes Emergency Companion Cover | - | Yes | Yes |
Additional accommodation and travel expenses you incur to remain with your travelling companion. (no excess applies) | |||
Hospital Cash Allowance^^ | - | $2,500 | $5,000 |
An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas. | |||
Accidental Death | - | - | $25,000 |
A benefit payable if you die because of, and within 12 months, of an accidental bodily injury sustained during your journey. (no excess applies) | |||
Permanent Disability^^ | - | - | $25,000 |
A lump sum benefit if you suffer a total permanent disability as result of an accidental injury during your trip. (no excess applies) | |||
Loss of Income^^ | - | - | $10,400 |
Weekly benefit payable if you become disabled within 30 days of an injury you sustained during your journey, and you are unable to work more than 30 days after returning to Australia. (no excess applies) | |||
CANCELLATION | - | $25,000 | Unlimited |
Cancellation Fees & Lost Deposits | - | $25,000 | Unlimited |
Cover for cancellation fees and prepaid travel expenses that you cannot recover when your trip is cancelled or cut short due to unexpected events such as illness, injuries, accidents, strikes and natural disasters. | |||
Alternative Transport Expenses | - | - | $5,000 |
Reasonable travel expenses incurred to reach special events such as weddings, funerals, conferences and sporting events on time following transport delays beyond your control. (no excess applies) | |||
Travel Delay Expenses | - | - | $2,000 |
Cover for reasonable meal and accommodation expenses if your journey is disrupted for more than 6 hours due to circumstances beyond your control. (no excess applies) | |||
LUGGAGE | - | $7,500 | $7,500 |
Luggage & Personal Effects | - | $7,500 | $7,500 |
Repair or replacement cost of any personal effects that are lost, stolen or accidentally damaged during your journey. This includes items such as cameras, laptops, tablets and mobile phones. | |||
Luggage & Personal Effects Delay Expenses^^ | - | - | $250 |
Cover to purchase essential personal items following your luggage and personal effects being delayed, misdirected or misplaced by your carrier for more than 12 hours. (no excess applies) | |||
Travel Documents & Transaction Cards^^ | - | $2,000 | $5,000 |
Replacement cost of lost or stolen travel documents including passports and credit cards. This includes costs incurred due to fraudulent activity on your credit card not already covered by the financial institution. | |||
Theft of Cash^^ | - | - | $250 |
Cover for cash, bank notes, currency notes, postal orders or money orders stolen from you during your journey. | |||
PERSONAL LIABILITY | $2,500,000 | $2,500,000 | $5,000,000 |
Personal Liability | $2,500,000 | $2,500,000 | $5,000,000 |
Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you. |
Medical Only
Show BenefitsNote: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to the section titled Cover Benefits In Detail of this PDS for more information.
Standard
Show BenefitsNote: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to the section titled Cover Benefits In Detail of this PDS for more information.
Comprehensive
Show BenefitsNote: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to the section titled Cover Benefits In Detail of this PDS for more information.
Note: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
^^ There is no cover for these benefits while travelling in Australia.
Sub-limits apply to some sections. Please refer to PDS for more information.
Europe is full of bucket-list places and postcard locations. The biggest challenge when planning a European holiday is narrowing down your options. You simply can't do it all in one go, so start culling.
No matter which kind of European experience you're planning, Zoom can cover your trip with a range of plans. You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.
Go on, zoom to Europe and experience it for yourself!
GAZE AT GAUDI'S MASTERPIECES: If you're intrigued by the unusual, you need to visit the architectural masterpieces of Antoni Gaudí. A famous figure of world architecture and Catalan culture, Gaudi spent over 40 years designing the Temple of the Sagrada Familia. La Pedrera is one of Gaudí’s main residential buildings and one of the most imaginative houses in the history of architecture. Other famous works include Casa Batlló (Batlló house) and the Casa Milà (Milá house), and the expansive Güell Park (which today is open to the public).
TIME TRAVEL IN ATHENS: The Acropolis is one time travel experience not to miss. The views atop of this "high city" are amazing and getting up close with Parthenon (temple dedicated to the goddess Athena) is a moment you will never forget.
DRIVE THE AMALFI COAST: With narrow roads clinging to a twisting shoreline atop of dramatic mountain cliffs, driving the Amalfi Coast is not for the faint hearted. Backdropped against the sunlit emerald-blue sea sparkling below, the Amalfi Coast is arguably Italy’s most scenic stretch of coastline. Why don't you be the judge?!
SET SAIL OR ISLAND HOP THE MEDITERRANEAN: It is for good reason that Croatia, Italy, Cyprus and the Greek Islands are some of Europes most loved summer holiday destinations. Wake up to warm mediterranean sunshine surrounded with sparkling turquoise waters, authentic cuisine and then end the day with spectacular sunsets. Don't mind if I do!
HAVE SOME FESTIVAL FUN: Whether its music, sports, folk or art that you're in to, Europe has some of the most magnificent events and festivals in the world. If you time your trip right, you could set yourself up to wooed by a once in a lifetime experience. There is the fun and laughter that comes from hurling tomatos at each other at La Tomatina in Spain; the chance to sink liquid gold in dirndl for the ladies and lederhosen for the men at the insanely huge Oktoberfest in Munich; dance your way around Lake Zurich at the most colourful technoparades at the Street Parade in Zurich; if music is your dig, the Sziget festival is probably the biggest music and culture festival in Europe; marvel and be mesmorised by the masked magic of the Carnival of Venice; for garden enthusiasts there is the RHS Chelsea Flower Show; San Fermines festival is a week-long festival hosted in Pamplona, Spain which includes running of the bulls; and the Copenhagen Jazz Festival is a must on Denmark’s music calendar... just to name a few.