With stunning landscapes, treacherous jungles, surreal deserts, tropical rainforests, exceptional street art, and a lost city, it's no suprise that tourism in South America is heating up.
As Colombia continues to shed it's unsavory reputation, Bogata is booming and is on the cusp of becoming the hottest destination in South America.
Whether you’re seeking a challenging hike, flamboyant fiestas, or archaeological awe, we highly recommend you take out comprehensive travel insurance.
Zoom offers unlimited medical cover, emergency assistance, trip cancellation, luggage and more. What are you waiting for? Zoom to getting a cheap quote today.
No matter where you are, we're there when you need us most. Our expert emergency assistance is available 24 hours a day, 7 days a week.
Flights do get delayed on occasion, but bad weather needn't dampen your holiday. Get cover for travel disruptions with comprehensive cover.
Where there are tourists, there are people ready to exploit them. Take off knowing your belongings are covered for pickpockets, loss or damage.
Whether you're hiking the Inca Trail or kayaking across Lake Titicaca, you can get cover for your activities with cover from our adventure pack.
Our 14 days cooling off period means you can cancel your policy and we'll give you a full refund, no worries.
We keep things zippy. Our fast quotes and easy buying process will have you covered in no time. Buy direct today to get immediate cover.
We've done away with lengthy forms and have kept our claims process simple. We guarantee to assess fully documented claims in a flash.
Zoom to Zen. You can sit back and relax on your holiday knowing that you're covered by award winning travel insurance.
The wonders of South America certainly set the stage for amazing adventures. Whether its lush rainforests, barren deserts, sun-kissed beaches or ice-blue glaciers Zoom has a travel insurance plan to cover your trip.
You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like luggage, travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.
Are you heading to another part of The Americas? If you're holidaying to the United States of America or Canada, we've got heaps more helpful advice on popular travel destinations to check out. What are you waiting for? Zoom to it!
COMPARE PLANS(Benefits are per adult) |
Medical Only | Standard | Comprehensive |
---|---|---|---|
Emergency | included | included | included |
24/7 Emergency Assistance Service | included | included | included |
24 Hour emergency medical assistance services, access to trained medical advisers, medical evacuation, hospital expense guarantees, ambulance fees, messages to family, and funeral arrangements. | |||
Medical | unlimited | unlimited | unlimited |
Overseas Emergency Medical & Hospital ExpensesSO | unlimited | unlimited | unlimited |
Provides cover for unexpected overseas medical and hospital expenses incurred if you are injured or become sick overseas. | |||
Dental ExpensesO | $1,000 | $1,000 | $1,000 |
Cover for unexpected dental treatment required overseas for the relief of sudden and acute pain to sound and natural teeth. | |||
Repatriation Of RemainsO | $25,000 | $25,000 | $25,000 |
Cover for a funeral or cremation overseas, or repatriation of your remains back to Australia. | |||
Hospital Cash AllowanceSO | $2,500 | $5,000 | |
An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas. | |||
Permanent DisabilityO | $25,000 | ||
A lump sum benefit if you suffer a total permanent disability as result of an accidental injury during your trip (no excess applies). | |||
Loss of IncomeSO | $10,400 | ||
Weekly payment you received if you become disabled within 30 days of an injury you sustained during your journey, and you are unable to work in your usual occupation for more than 30 days after returning to Australia. (no excess applies) | |||
Luggage & Personal Items | $5,000 | $10,000 | |
Travel Documents & Transaction CardsO | $2,000 | $5,000 | |
Reimburses you for the cost of lost or stolen travel documents including passports and credit cards. This includes costs incurred due to fraudulent activity on your credit card not already covered by the financial institution. | |||
Luggage & Personal EffectsAS | $5,000 | $10,000 | |
Cover for your own personal effects that are lost, stolen or accidentally damaged during your journey. This includes items such as cameras, laptops, tablets and mobile phones. | |||
Theft of CashPO | $250 | ||
Reimburses you for cash, bank notes, currency notes, or money orders stolen whilst on your person during your journey. | |||
Luggage & Personal Effects Delay ExpensesASO | $500 | ||
Cover to purchase essential clothing and personal items if your luggage and personal effects have been delayed, misdirected or misplaced by your carrier for more than 12 hours.<br/> <br/> $250 if your luggage is delayed for less than 7 days. $500 if your luggage is delayed for more than a week. (no excess applies)<br/> | |||
Cancellation & Delay | chosen limit | chosen limit | |
Pre-Departure Cancellation Fees & Lost DepositsPS | chosen limit | chosen limit | |
Cover for cancellation fees and lost deposits for pre-paid travel arrangements if you cannot travel due to unexpected events which are outside your control, such as sickness, injuries, strikes and natural disasters. | |||
Pre-Departure Amendments to JourneyA | $2,000 | ||
Cover for additional travel expenses that you incur and cannot recover when you need to amend your journey due to illness or injury, hospitalisation of a relative, or your scheduled or connecting transport is cancelled or delayed due to weather, strikes, riots, or a natural disaster. | |||
On-trip Disruption | chosen limit | chosen limit | |
On-trip Cancellation Fees & Lost DepositsPS | chosen limit | chosen limit | |
Cover for your pre-paid travel arrangements if your trip is cancelled or cut short due to one of the unexpected events covered by the policy, such as illness, accidents and extreme weather. | |||
Additional Accommodation & Travel Expenses — Family Emergency — Emergency Companion CoverAS |
$10,000 | $25,000 | |
Reimburses you for your additional accommodation and travel expenses if your trip is disrupted by an event covered by the policy. For example, injury or illness, lost passport, or your scheduled or connecting transport is cancelled or delayed due to extreme weather, strikes, riots, or a natural disaster.<br> <br> There is no provision to claim Family Emergency for relatives living outside of Australia or relatives aged 85 or over. (no excess applies) | |||
Travel Delay ExpensesS | $2,000 | ||
Cover for reasonable meal and accommodation expenses if your journey is disrupted for more than 6 hours due to circumstances beyond your control. (no excess applies) | |||
Special Event Transport ExpensesO | $2,000 | ||
Reimburses you for additional travel expenses to reach a special event (wedding, funeral, prepaid conference, concert, music festival, sporting event, or a tour lasting more than two consecutive nights) on time. | |||
Other | $2,500,000 | $2,500,000 | $5 million |
Personal LiabilityP | $2,500,000 | $2,500,000 | $5 million |
Protection for you being legally liable for unintentionally injuring other people or causing damage to their property, including legal defence costs (with our prior consent). |
Medical Only
Show BenefitsStandard
Show BenefitsComprehensive
Show BenefitsBenefits shown are a summary of cover only. Sub-limits may apply. Please read the Product Disclosure Statement (PDS) for full terms, conditions, limits, excess payable and exclusions; and consider the Target Market Determination to determine whether our travel insurance is right for you.
If you know where you're going, you can enter each country you plan to visit (for example, Argentina, Brazil, Colombia and Peru). However, if you're unsure of your full itinerary, you can enter 'Americas' which will cover you for both South America and North America (including Central America and USA). If you want the freedom to travel anywhere, you can enter Worldwide and be covered no matter where in the world you are travelling (so long you are not travelling against government advice).
The short answer is yes. The longer answer is there are places and situations that may be dangerous and should be avoided.
South America is a place embroiled with internal conflict, political and social upheaval, but there are many countries that are safe to travel to.The main consideration is not so much the country you are traveling to, but the area(s) you are visiting and how you will get there. You should do your research and consider what risks are involved and whether there are any travel warnings in place.
Common sense prevails: You should keep your money, passport, and ID documents on you at all times, and avoid flashing cash around or wearing extravagent jewellery.
Safety in numbers: If you can, travel with a friend or with a group of like-minded travellers.
With drinks as diverse as the continent’s landscape itself, there are plenty of tasty tipples to enjoy throughout South America. Whether it's tequila in Mexico and caipirinhas in Brazil, we advise you to drink in moderation. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.
Check out our Adventure Actitivies pack to understand our cover when it comes to climbing and hiking.
Yes, petty crime is rife in certain parts of South America and you’d be covered provided you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket, you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.