BACKPACKER TRAVEL INSURANCE

At Zoom, you're covered to ride a motorbike or scooter of any engine size provided you are licensed to do so in Australia. If you do not have a valid motorbike license then you can only ride a bike of 50cc using your Australian drivers license. You must also be wearing a helmet at all times.

If you find yourself sick or injured whilst on your holiday it's important to get in touch with us asap. Our medical emergency team are just a phone call away and can help you with finding the nearest doctor, payment of your treatment, and peace of mind. Head to our contact us page to learn all our helpful numbers.

Travelling around developing countries can put you at risk of contracting nasty diseases. However, you can rest assured that all our policies cover you for Unlimited medical benefits if you were to fall ill. This includes access to hospitals, ambulance, doctors and evacuation and even repatriation home if required.

Yes, Zoom policies do not impose any restrictions on volunteering overseas, assuming you were not intentionally putting yourself at risk.  If you are working with animals on your gap year you must purchase our Adventure Pack to be covered for any sort of Animal Handling. 

Yes, whether you're going overseas for business, pleasure or to study, Zoom's policies cover you if you have decided to further your education abroad. However, Zoom's policies have a maximum trip duration of 365 days, so bear this in mind when decided on your course duration. 

Yes, Zoom policies do not impose any restrictions on teaching English overseas, assuming you were not intentionally putting yourself at risk, or travelling to a destination that Smartraveller said DO NOT TRAVEL to.

Yes, Zoom policies cover for elephant, camel, or horse riding automatically. Refer to our adventure activities page for more information.

Head for heights? Rather you than us! Get bouncy as Zoom policies cover bungee jumping or canyon swinging automatically. Refer to our adventure activities page for more information.

When it comes to Cosmos and Espresso Martinis we advise you to drink in moderation. It's your holiday, so of course you should have a drink and enjoy yourself. But beware, that we might exclude any claims where excessive drugs or alcohol have been involved.

Taking an expensive gadget on your gap year? If you've got a SLR camera, laptop or GoPro you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan.

Yes, you’re covered for muggings provided of course, you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket (even of the cheeky monkey variety), you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.

Travelling is one of the most exciting things, but it can carry risks too. Zoom covers travel to all destinations provided there is not a travel warning from the Department of Foreign Affiars and Trade saying to 'reconsider your need to trave; ' or 'do not travel'.